Welcome to the most effective Credit Repair service available!
We bring peace of mind to Purchasing a Home, Leasing or Buying a Car, Bankruptcy, Foreclosure, Short sale and Divorce Cleanup, Getting a Checking Account, Employment or Security Clearance Issues.
R&R Financial Group Inc. uses aggressive strategies and conventional dispute methods to ensure maximum results in restoring your credit. Our process is based on knowledge of consumer laws and experience with the credit bureaus. We take advantage of your rights as established by the Fair Credit Reporting Act (FCRA). We want you know that you have the right to question any information on your credit reports that your feel may be questionable or inaccurate. If a questionable item cannot be proved then it must be removed. R&R Financial Group Inc. works in a 4 Step Credit Repair and Improvement process that is extremely geared at providing world class results.
Our Past Success Rates
Did you know it often only takes a 20 point FICO increase to make the difference between approval and denial. We, and our associates, have a proven track record of raising FICO scores quickly and effectively to give our clients better purchasing power thru our credit repair techniques.
Common Average FICO score increases
Many factors are taken into account for your credit score, making it impossible to give you an accurate prediction of exactly how much your score is going to increase. Since no one knows for sure which inaccurate items we are going to get removed, it is nothing more than a guess for anybody say how much a score will increase, and it would be illegal based on the Credit Repair Organizations Act for us to promise any specific result. Our mission is to simply tell you the truth, educate you, and allow you to make the best possible decisions.
What we can promise you is that the education we provide and the efforts placed into each client is unmatched. At R&R Financial Group, our commitment is to ensure that you are satisfied every step of the way. It’s that satisfaction that has made us the company clients are known to trust.
Get Mortgage Ready!
Would you know how to get a mortgage in Chicago if you needed one? Rules of the mortgage game have changed significantly - there is a new normal that is more difficult than ever. It's even harder if you have experienced foreclosure, bankruptcy, divorce or other life changing events. When trying to purchase a house more than just a adequate scores can stop you from qualifying for a loan.
Let Us Make You MORTGAGE READY!
Why Credit Matters
Credit can affect everything from getting a home loans, auto loans, business opportunities, leases, rental agreements, employment, insurance, and social status even. Poor credit means higher rates and harder approval on just about everything related to getting a loan or terms on financing. Making a working credit repair plan that will improve your credit will give financial freedom while saving you money.
Credit Facts
There are five factors in determining your credit score:
- Payment History (Positve and Negative)
- Amounts Owed (Revolving Credit Debt Ratio)
- Length of Credit History
- New Debt
- Types of Credit in Use
Possible to Remove
- Late Payments
- Collections
- Charge Offs
- Bankruptcies
- Judgments
- Tax Liens
- Repossessions
- Inquiries
- Identity Theft
- Fraud
- Child Support
- Incorrect Personal Information
- Foreclosures
- Garnishments
- Closed Accounts
- Negative Settlements
- Short Sales
- Mortgage Lates
- Settled for Less
- Deed in Lieu
- Student Loans
- ChexSystems